Product Overview

 At Consolata Funeral Consultants, we're proud to write pre-need contracts through Security National Life Insurance Company. Their insurance products are designed with flexibility and comprehensibility in mind. We aim to simplify these complex concepts for you, ensuring you understand what we offer. 

 Security National Life Insurance Company provides fully insured and limited benefit whole life plans. The minimum face amount is $500, and the maximum can be up to $30,000 (or $15,000 for those aged 81-85). Flexible payment options and coverage plans exist, with 3, 5, 8, and 10-year pay options available for people between the ages of 0 to 85. Premiums are calculated based on your age at your last birthday. 

 There are three primary health questions that must be answered for insured products. Depending on the responses, the proposed insured could qualify for full benefits, limited benefits, or an annuity. For more details about these, we recommend contacting our New Business Department. 

Preneed contracts consist of two parts: Goods and Services and the Application. Both are submitted to Security National. The contracts are processed, paid, and serviced at Security National Life Insurance Company in Salt Lake City, Utah.

This service is important for those interested in pre-arranging and pre-paying their funerals at a specified funeral home. The policy itself is transferable and can be used in any city, state, or funeral home. However, the preneed contract is non-transferable.

 Limited benefit coverage begins after the policy issue. The policy benefit is at full face amount the first day after the limited benefit period. Each pay plan has a distinct limited benefit period with a return of premium plus 10% during this period.